Tuesday, October 22, 2013
Insurance Sucks. Our bike gets stolen. I file a claim. Allstate decides the bike and iBert with depreciation is worth $300. After they take away our $250 deductible they are sending us a check for $50. So . . . is it worth it? All the hassle, filing a claim, considering at what point our premium will go up, what effect this claim will have on future home owners insurance, etc. If Allstate pays out more than $250 to us our premium will go up and just filing the claim at all may effect our future premiums if we move in 3 years. THAT MAKE SENSE RIGHT?? THE WHOLE DUMB REASON I HAVE INSURANCE IS SO THAT IF SOMETHING LIKE THIS HAPPENS I AM "COVERED". What a joke.