Tuesday, October 22, 2013

Is this real life?

Insurance Sucks.  Our bike gets stolen.  I file a claim.  Allstate decides the bike and iBert with depreciation is worth $300.  After they take away our $250 deductible they are sending us a check for $50.  So . . . is it worth it?  All the hassle, filing a claim, considering at what point our premium will go up, what effect this claim will have on future home owners insurance, etc.  If Allstate pays out more than $250 to us our premium will go up and just filing the claim at all may effect our future premiums if we move in 3 years.  THAT MAKE SENSE RIGHT??  THE WHOLE DUMB REASON I HAVE INSURANCE IS SO THAT IF SOMETHING LIKE THIS HAPPENS I AM "COVERED".  What a joke.

5 comments:

Lindsay said...

Insurance companies are the worst! We are still dealing with a hospital bill from a year ago. So frustrating. Insurance is the worst to work with, then cell phone companies.... I dread having to talk to either. I am sorry!!

Sleepy Turtle Beads said...

People suck. The people who stole the bike, the people who invented insurance... all of 'em. Sorry you have to go through this.

Barby Mora said...

gosh!! same happened to us! we had a car accident, total lost… and insurance didn't do anything or at least wasn't worth it!

Larissa Sheehan said...

oh no

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